Hello I am 41 yrs old, and married with a 4 yr old boy. I'm an engineer and my wife is a nurse. My cousin is a broker and used to manage my money, but about 2.5 yrs ago I transferred my funds to an Etrade account and have been managing it myself. My wife has an Etrade account too. This is the first investing forum that I have joined. I'm hoping to learn more about investing.