Hi, I recently got married. My wife has a 403b account at work. We got a statement in the mail and it was the first time I had looked at it. She has about 37k in it, but it has been 100% in bonds since she started it. The personalized 5 year rate of return it said was like 1%. I was thinking about getting her into something more aggressive, but was wondering if this would be the right time with markets being at all time highs. Would it be better to do something after a good market correction?