saw this interesting idea a few weeks back, but the organization had problems with heavy traffic on their website. it looks like its all back up and running-
they basically use pay pal to let individuals make business loans to third world entrepenuers. they have a zero default rate! instead of "feed the children" it is more like "let mom and dad have a shot to feed me without sneaking into your country and getting robbed by western union." i am in no way suggesting you make a loan, but rather post as food for thought with regards to our banking system in general. enjoy!
Smart people can't trade.
God is for those who refuse responsibility.